Know What The Insurance Companies Know About Your Case

Our firm often receives calls from prospective clients who are looking for general information.  We see a common thread of misconception that the prospective client is “in good hands” because a friendly opposing adjuster for an at fault driver is helping them with their claims.  MAKE NO MISTAKE, the insurance industry is not your friend if you have been in an accident.  Insurance companies are corporate entites who are in the business of making money.  To be sure,  the corperate nature of the insurance industry is such that if they don’t put their company’s profits over your interests, they are breaching their duties to their shareholders, and are not doing their job.

Make sure you know what the insurance companies know about your case.  Generally insurance adjusters and lawyers run searches on individuals who have been in injured in accidents to determine if they have ever been in hurt before, or if there are records of other reports of medical complaitns due to accidents.   The individuals never even know this search is done. Even if the records are years old, the records remember and the insurance companies know about that medical treatment. Each body part is coded so if the neck or back hurt before, the insurance companies and the defense firms can go and find those records.  These records will be used to reduce the value of a case.

Make sure your lawyer runs a search as well on you know what the other side knows.  When conisdering a law frim, be sure they know how to run a Claims Index Bureau search.